National Volunteer Week
4/23/2013
The credit union exists because of you - our member-owners,the staff and especially our unsung heroes – the Volunteers who provide their time and professional experience to set the direction of the credit union and safeguard member assets.
This week, April 21-27, we celebrate National Volunteer Weekand we thank our volunteer Board of Directors and Supervisory Committee whose collective knowledge, experience and skills ensure the financial stability and member focus of your Credit Union. It’s important to remember that unlike for-profit financial institutions, credit unions are not-for-profit
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Checkout Fees Coming to a Store Near You?
4/5/2013
A guest post from Tonya Jones, eServices Manager
Effective earlier this year, US merchants have the right to impose a surcharge if you use a credit card as your method of payment. Merchants may choose not to impose a surcharge but if they do, they are required to inform you. A merchant cannot surcharge a debit card. While not all retailers will do this, you should know your rights when it comes to this practice. What you mainly need to know: you can’t be gouged, and you can’t be surprised.
Retailers are required to provide “clear disclosure” or signage
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Spring Means Exterior House Maintenance, Too! A Post From VP of Member Service, Ann Lubeck-Brown
3/18/2013
(A Post From VP of Member Service, Ann Lubeck-Brown)
Owning a home means giving constant attention to the products that go into protecting your home. Unfortunately roofs, windows and gutters do not last forever.
In order to keep your home’s value intact, you want to conduct ongoing evaluations of those sections continuously exposed to the elements. That will be your best indicator of when to consider bringing in a professional and potential replacement. A professional may be able to help you or advise you on what should be done to keep your home in tip top shape.
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National Consumer Protection Week/Mobile Banking
3/2/2013
March 3-9 is National Consumer Protection Week
but really, every day is protection day at Tyco Credit Union. Our personal bankers and the entire staff are
here to help TE, ADT, Atkore, Tyco, EloTouch, Covidien and Thermal Management
employees protect their credit, manage their money wisely and get ahead
financially.
We found an informative article on the FDIC’s
website on using your smartphone for banking.
While the article is geared towards young adults, it can help anyone becoming
familiar with our mobile banking apps and other solutions. Click
here
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A Report Card for Autos
2/7/2013
Did you know cars that have been in hurricanes can be found for sale in other parts of the country a year later? That makes me wonder where the car I’m about to purchase has been. How about you? If you are thinking about buying a pre-owned car, you really need to know the (Car) facts.
My husband and I came way too close to buying a cute little sports car that had previously been wrapped around a tree trunk. The dealer’s window sticker said it had a clean history but we found out otherwise when we insisted on seeing the report. Now we won’t let anyone we care
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February 1 is National Wear Red Day®!
4/18/2013
American Heart Month serves as a reminder that all of us can take steps to prevent heart disease and control its risk factors. On February 1, Americans nationwide will wear red to show their support for heart health—honoring those affected by heart disease and expressing their own commitment to a heart healthy lifestyle. You can find more information at GoRedForWomen.org.
WillYou Be Wearing Red?
Join the Rally to Wear Red and Protect Your Heart. Upload a photo of yourself wearing red to our Facebook page, and tell us how you protect your heart health.
® NationalWear Red Day
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Earnings Reports this week - so what?
1/21/2013
If you’re like me, you made it through Econ (Macro and Micro) thenpromptly forgot most of what you learned unless you use it every day. So when you hear economic news and how thestock and bond markets ended the day, you might wonder what the news means toyou. If you’re considering obtaining orrefinancing your mortgage, then for sure you want to know what the currenteconomic news means.
You will hear many companies reporting their earnings numbers thisweek and the markets closely watch the results. Here are a couple rules of thumb I share withour members periodically: Weak
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Workers Raiding 401(k)s
1/15/2013
I just read a WashingtonPost article that says more Americans are using their retirement savings topay bills. That is alarming but evenmore alarming is the estimate that more than a third of these workers are in their40s. That means they have fewer years toreplenish those funds and make up for lost time. Before you contemplate such a drastic move,consult your personal banker. We may beable to help you restructure your debt, create a budget or spending plan, referyou to our financial advisors, BALANCE orintroduce you to Debt in Focus– all tools we provide free to members
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A Year End Message from the CEO
12/26/2012
2012 – the Year of the Cooperative comes to a close! You celebrated the year of cooperative financialservices from your credit union by increasing your savings (you have over $93million on deposit with us) and improved your borrowing terms by getting over $41 million in loans with us. Whata cooperative spirit you all have – sharing the news of credit union membershipwith your co-workers and family prompted over 700 new members to join. As a cooperative, our success depends on fullmember participation, and the more member-owners who participate, thebetter. Remember to think
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A post from our VP-IS, Steve Miller
1/15/2013
You've probably seen it before. A high-priority email claiming that youraccount has been locked out for your security. Conveniently, it provides a link to a site where you can simply entersome basic information, perhaps your account number, social security number,mother's maiden name, or similar bits of personal data. The email apologizes for the inconvenienceand promises that access to your account will be restored immediately.
Of course, the email and web site are fakes. Sometimes, it's pretty obvious: there may beerrors in spelling or grammar, or perhaps the email simply
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