Tyco Federal Credit Union Privacy Notice to Member-Owners

Tyco Federal Credit Union's goal is to provide you with products and services to meet your financial objectives. We will offer to you diverse financial services including competitive products made available by our strategic relationships with other financial partners. We believe these are the reasons you belong to Tyco Federal Credit Union. We also believe you do your financial business with us because we have a strong history of protecting member-owners' privacy. We have never shared nonpublic personal information.

We are required by law to give you this Privacy Notice. It describes our policies and practices that protect your privacy and that enable us to share information to make available competitive financial products and services. These practices are followed by the Credit Union.

If you have questions after reading this notice, please contact us at (888) 673-3288.

What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us.

Information We Collect About You
We collect information about you from the following sources:

• Information we receive from you on applications and other forms.
• Information about your transactions with us.
• Information we receive from credit reporting agencies.
• Information obtained when verifying the information you provide on an
  application or other form(s); this may be obtained from your current or
  past employers, or from other institutions where you conduct financial
  transactions.
  

Parties Who Receive Information from Us
We may disclose nonpublic personal information about you to the following types
of third parties:

• Financial companies, such as insurance companies, home loan service companies, or government agencies.
• Non-financial companies, such as consumer reporting agencies and share draft printers.
• Regulators, auditors, examiners or other government officials as legally
  required.

Disclosure of Information to Parties that Provide Services to Us
We may disclose all of the information we collect, as described herein, to companies that perform marketing or other services on our behalf or to other
financial partners with whom we have joint marketing agreements so that we may
provide competitive products and services. We may also disclose nonpublic
personal information about you under circumstances as permitted or required by
law. These disclosures typically include information to process transactions on
your behalf, conduct the operations of your Credit Union, follow your instructions as you authorize, or protect the security of our financial records.

Disclosure of Information About Former Members
If you decide to terminate your membership with Tyco Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information
We restrict access to nonpublic personal information about you to those
employees who need that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Member-Owners Can Do to Help
Tyco Federal Credit Union is committed to protecting the privacy of its member-owners. You can help by following these simple guidelines:

• Protect your account numbers, card numbers, PINs (personal identification
  numbers) and passwords (access codes). Never keep your PIN with your debit card or credit card which can provide free access to your accounts if your card is lost or stolen.
• Use caution when disclosing your account numbers, social security numbers,
  etc. to other persons. If someone calls you, explains the call is on behalf of the Credit Union, and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
• Keep your information current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address, email address or phone numbers change, please let us know.
• Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!